Buying a Home

< Prev.    Next >

Buying a home is not easy. Selecting an area, choosing a style of home, and picking a neighborhood are only the first steps.

You are not alone. Chose a Buyer’s Agent who will put your interests first. As your Buyer’s Agent, we have the fiduciary duty to serve YOU, having only YOUR interest in mind. 

That means that we will go above and beyond to provide you with the information you need so you can make an educated decision (see our testimonials under the “Till and Lisa Reviews Tab”).

We will help you to establish your buying power. Each lender has different criteria and programs available. Our office works with a variety of lenders to ensure that you qualify for the best loan to suit your individual circumstances. 

We will be on your side each step of the way, starting with a thorough needs analysis and a customized home search, through writing a winning offer, negotiations, home inspections, bank appraisal, walk-through, and closing. We will personally ensure that this process is as painless and easy as possible. See our reviews from previous clients!

Till Horkenbach on ZillowTill Horkenb…


Why Buyers should act NOW

1. Slowly climbing prices  –  The fact that home prices are appreciating is unfortunate for buyers. But the longer you wait, the more expensive the house of your dreams will be.

2. Attractive rates  –  Mortgage rates have recently risen above 3% but are still historically low. As rates continue to climb, your purchasing power declines. Each 1% increase in interest rates translates into a 10% decrease in purchasing power. Since purchasing power is calculated based on the monthly mortgage cost, these costs will rise by 10% with every 1%-point of interest rate increase. Smart buyers will lock in low interest rates now and avoid increased mortgage cost in the future.

3. Low housing inventory  –  Today, buyers are facing a very low housing inventory. This can be frustrating since the combination of low inventory and climbing prices often results in multiple offers. Houses priced right sell fast(er) in this market. Buyers need to make a decision fast in this market. We are here to guide you!

4. Negotiating leverage  –  Buyers who act fast are able to negotiate better. 

For that reason, it’s alway best to begin your relationship with your Buyer’s Agent early. This gives you time to understand the market, and it gives us time to understand your individual needs. During the exploratory stage, we can introduce our office mortgage contacts, who often think outside the box to get the buyer the best mortgage product they need when they need it.

To get started, call Till at 201-310-1260 or Lisa at 201-970-8183  to discuss your goals since every real estate move is different.

< Prev.    Next >